While driving all-terrain vehicles can be a lot of fun, it can also be dangerous, which is why it’s important to have the right ATV insurance coverage. At Monge Insurance And Investment Service in Toluca, IL, we can help with your insurance needs so you can ride with confidence.
Although some homeowner insurance policies cover ATV use, that coverage goes away as soon as you leave your own property. In addition, some states require you to have ATV insurance in order to ride on state-owned land.
Legal purposes aside, having ATV insurance is a great way to protect your investment, as ATVs don’t come cheap. The professionals at Monge Insurance And Investment Service can help you choose which coverage is best and can even help you customize your insurance policy. We offer competitive rates and are always available to answer any questions you may have.
Most ATV insurance is similar to other types of vehicle insurance and protects against damage and stolen property. Depending on what type of coverage you choose, ATV insurance can cover:
Damage caused by an event other than a collision
Damage to property caused by your ATV
Injuries and damages you suffer from the uninsured
Injuries to people
Physical damage if you hit something
If you’re interested in learning more about ATV insurance or would like a quote, call Monge Insurance And Investment Service in Toluca, IL.